Sleep Now, Pay Later
Flexible Financing Options
Get the sleep you deserve today. Pay as low as $35/month with 0% APR through our partner Affirm.
Choose Your Plan
Pick the financing plan that works best for your budget.
How It Works
Shop & Add to Cart
Browse our full lineup and add your favorite mattress, bundle, or accessories to cart.
Select Affirm at Checkout
Choose Affirm as your payment method on the checkout page.
Quick Application
Fill out a short form — check your rate in seconds without affecting your credit score.
Enjoy & Pay Over Time
Your mattress ships immediately. Make easy monthly payments with no hidden fees.
Financing FAQs
Will applying affect my credit score?
No. Checking your rate with Affirm uses a soft credit check, which does not impact your credit score.
What if I want to pay off early?
There are no prepayment penalties. You can pay off your loan at any time with no extra fees.
Can I use financing on sale items?
Yes! Affirm financing can be used on any order meeting the minimum purchase amount, including sale items.
What happens if I return my mattress?
If you return within the 365-night trial, your remaining balance is cancelled and any payments made are refunded in full.
Ready to Sleep Better?
Start your 365-night trial today. Pay over time with Affirm, or pay in full. Either way, shipping is free.
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