Sleep Now, Pay Later

Flexible Financing Options

Get the sleep you deserve today. Pay as low as $35/month with 0% APR through our partner Affirm.

Checking your rate won't affect your credit score

No hidden fees or prepayment penalties

Instant approval decision

No credit card required

Choose Your Plan

Pick the financing plan that works best for your budget.

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Browse our full lineup and add your favorite mattress, bundle, or accessories to cart.

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Choose Affirm as your payment method on the checkout page.

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Fill out a short form — check your rate in seconds without affecting your credit score.

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Your mattress ships immediately. Make easy monthly payments with no hidden fees.

Will applying affect my credit score?

No. Checking your rate with Affirm uses a soft credit check, which does not impact your credit score.

What if I want to pay off early?

There are no prepayment penalties. You can pay off your loan at any time with no extra fees.

Can I use financing on sale items?

Yes! Affirm financing can be used on any order meeting the minimum purchase amount, including sale items.

What happens if I return my mattress?

If you return within the 365-night trial, your remaining balance is cancelled and any payments made are refunded in full.

Start your 365-night trial today. Pay over time with Affirm, or pay in full. Either way, shipping is free.